Have you been Involved in an Accident Caused by an Uninsured Driver?

What’s My Claim Worth has extensive experience dealing with uninsured drivers claims. We have a specialist team who specialises in these claims who will fight for the compensation that you deserve. Our team understands that it can be a very difficult and daunting time for you and they will do their best to offer a sympathetic ear along with unparalleled legal expertise. If you have suffered a personal injury which was not your fault, you may be entitled to claim for compensation.

Driving a vehicle on a road or in a public place without insurance against third party risk is an offense. You need to be correctly insured for the vehicle if you intend to drive or you could face a fixed penalty notice. Drivers without insurance are causing a large number of compensation claims that have to be dealt with by the Motor Insurers Bureau (MIB).

Uninsured drivers inflict a major financial burden on other motorists, estimated at around £380 million each year or around £30 of the cost of each insurance premium. Uninsured drivers also impose other costs on society, such as repairs to street furniture – barriers, street lights etc.

Uninsured drivers are more likely to avoid road traffic signs and signals which result in them, unfortunately, being involved in road traffic accidents.

The uninsured driver’s agreement between the government and the MIB ensures that the innocent victims of uninsured drivers don’t go uncompensated. The agreement provides arrangements for the MIB to pay compensation to those who suffer personal injury or damage to their property as a result of a motor vehicle accident with an uninsured driver.

In order to claim compensation through the MIB, the other vehicle involved must be identified for an untraced driver.

MIB Claims Procedure

To make a claim for compensation through the MIB you must:

  • Report the accident to the police within 14 days if injuries were suffered
  • Report the accident to the police within 5 days if there was damage to property

Whilst there is nothing to prevent you claiming direct from the MIB, you may wish to be advised by a solicitor to take you step by step through the process.

What you Should do After a Road Accident with an Uninsured Driver

1. Record the registration number of the responsible party’s vehicle

2. Record details of any witnesses

3. Report the accident to the police, this is important to the MIB when the claim reaches them

4. If possible, take photos of the accident scene to assist with any liability dispute

5. Obtain an estimate on your vehicle (Please note the MIB will only deal with repair costs of the vehicle if the other vehicle has been identified. )

How to Make a Claim Against an Uninsured Driver

If you have had an injury that has been caused by an uninsured driver and would like to know if you can make a claim for compensation, please do not hesitate to contact us on our 24 hour freephone number 0800 025 0000. Alternatively, if you would like an estimate of how much your claim could be worth, please use our Claimometer.

Call us free on 0800 025 0000 Open 24hr

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