Every year, hundreds of thousands of workplace accidents occur across the UK. Yet only a small proportion of those affected go on to make a claim—despite often being entitled to financial compensation.
At What’s My Claim Worth, we support injured workers every day. In this guide, we highlight some key facts you may not be aware of.
Did You Know That
1. Many People Don’t Claim, Even When They Could
Despite hundreds of thousands of workplace injuries occurring each year in the UK, only a small proportion of affected workers pursue a claim – often missing pit pn compensation they may be entitled to.
2. Claims Are Made Against Insurance, Not Your Employer
Many employees worry about the financial impact on their employer. However, UK law requires all employers to have Employer’s Liability Insurance, meaning compensation is typically paid by the insurer rather than the business itself.
3. You May Still Claim if You Were Partly Responsible
Even if you were partially at fault for the accident, you could still be eligible for compensation. Any award may simply be reduced in proportion to your level of responsibility.
4. You Cannot Be Dismissed for Making a Claim
A widespread misconception is that making a claim could cost you your job. In fact, if you’ve been injured due to your employer’s negligence, the law protects you. Your employer cannot legally dismiss or penalise you for bringing a claim, and doing so could result in an unfair dismissal case.
5. There Is a Three-Year Time Limit to Bring Your Claim
Most workplace injury claims must be initiated within three years of the incident. For illnesses that develop over time, this period begins from the date of diagnosis or when you became aware that your condition was work-related.
6. Psychological Injuries Can Also Be Claimed
Compensation claims are not limited to physical harm. You may also be able to claim for psychological injuries such as anxiety, depression, or post-traumatic stress disorder resulting from a workplace incident.
6. Most Cases Settle Without Going to Court
While the prospect of court can seem daunting, the majority of claims are settled through negotiation between solicitors and insurers, without the need for a hearing.
9. You Need to be Careful What You Post Online
Your online presence can play a role in your case. Posts or images that contradict your reported injuries may be used by insurers to dispute the extent of your claim.
10. We work on a “No Win, No Fee” basis
Most workplace accident claims are handled under a “no win, no fee” arrangement, also known as a Conditional Fee Agreement. This means you typically won’t have to pay legal fees if your claim is unsuccessful.
Start Your Workplace Injury Claim Today
If you’ve been injured at work, don’t miss out on the compensation you may be entitled to. It could make a real difference to your recovery, finances, and peace of mind.
At What’s My Claim Worth, our expert solicitors are here to help. Contact us today for a free, no-obligation chat about your claim. You can call us on 01244 568535, email us at info@whatsmyclaimworth.co.uk or use our Claims Calculator to see how much your claim could be worth and we’ll get in touch.
We’re here to support you every step of the way in securing the compensation you deserve.