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DRIVER AND PASSENGER CLAIMS

If you were driving or were the passenger in a collision that wasn’t your fault, you may be able to claim compensation.

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Have you been involved in a road traffic collision?

If you have been involved in a road traffic collision which was not your fault, you may be able to claim compensation for your injuries and any financial losses arising out the collision such as vehicle damage and loss of earnings. 
We can claim compensation for you and arrange private rehabilitation at an early stage.  
We also have a dual qualified Doctor and Solicitor who can help on cases involving serious or complex injuries. Use our Claims Calculator below to see how much your injuries may be worth. 

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If you are looking to discuss your accident and see if you have a claim, speak with one of our Specialist Claims Advisors today on 0800 025 0000, email info@whatsmyclaimworth.co.uk or use our Claims Calculator to see what your injury may be worth. Our friendly team are here to help, 24/7.

£60,000 compensation

For injury caused by a serious road traffic accident

£3,500 awarded

For injury caused to a passenger on a bus

£26,000 compensation

For passenger injury caused by dangerous driving

Driver and passenger claims

If you are the injured driver of a vehicle hit by another vehicle or an injured passenger, you may be able to claim compensation for your injuries and the financial losses sustained, either in the past or in the future. 

What’s My Claim Worth are passionate about keeping our clients safe.  

We support several national charities who help victims of serious injuries and death.  

We are also a member of the Motor Accident Solicitors Society.

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The most common types of driver and passenger accident claims include:

Rear-end shunts

Side road pull outs

Head-on collisions

Roundabout collisions

Uninsured driver cases

Untraced driver claims

Overtaking/changing lane collisions

Bus or public transport accidents

Rear End Shunts

A rear end shunt is a collision between two or more vehicles where one or more drivers collide with the rear of an innocent driver’s vehicle. If you were the driver of the vehicle hit in the rear, in most cases you will not be at fault and can claim damages for the pain you experienced and the financial losses you incurred. The Highway Code is clear.  Driving at speeds too fast for the road and traffic conditions is dangerous. Drivers should always leave enough space between them and the vehicle in front, allowing at least a two-second gap between the vehicle in front in roads carrying fast moving traffic. The gap should be at least double on wet roads and even more in icy or snow covered roads.

If you were a passenger either in a vehicle hit from behind or a vehicle that hit a car in front, you are an innocent victim and you can make a claim against against the driver at fault. 

It is compulsory for drivers to hold motor insurance and the insurers will deal with the claim. If you were a passenger on a bus and have been injured, we can help you pursue a claim either against the bus company or another negligent party.  It is illegal to be on your mobile phone when driving and to be under the influence of drugs or alcohol whilst driving.  Occasionally, drivers will not pay attention to the road ahead or keep a safe stopping distance from the vehicle ahead and collisions occur. 

Uninsured driver cases

What’s My Claim Worth has extensive experience dealing with uninsured drivers claims. We have a specialist team who specialises in these claims who will fight for the compensation that you deserve.  

Our team understands that it can be a very difficult and daunting time for you and they will do their best to offer a sympathetic ear along with unparalleled legal expertise. If you have suffered personal injury which was not your fault, you may be entitled to claim compensation. 

Driving a vehicle on a road or in a public place without insurance against third party risk is an offence. You need to be correctly insured for the vehicle if you intend to drive or you could face a fixed penalty notice. Drivers without insurance are causing a large number of compensation claims that have to be dealt with by the Motor Insurers Bureau (MIB). 

Uninsured drivers inflict a major financial burden on other motorists, estimated at around £380 million each year or around £30 of the cost of each insurance premium. Uninsured drivers also impose other costs on society, such as repairs to street furniture – barriers, street lights etc. Uninsured drivers are more likely to avoid road traffic signs and signals which result in them, unfortunately, being involved in road traffic accidents. 

The Uninsured Driver’s Agreement between the government and the MIB ensures innocent victims of uninsured drivers don’t go uncompensated. The Agreement provides arrangements for the MIB to pay compensation to those who suffer personal injury or damage to their property as a result of a motor vehicle accident with an uninsured driver.

What you should do after a road accident with an uninsured driver

  • Record the registration number of the responsible party’s vehicle

  • Record details of any witnesses including their name, address, email address and telephone number.

  • Report the accident to the police, this is important when the claim reaches the Motor Insurers Bureau 

  • If possible, take photos of the accident scene to assist with any liability dispute

  • Obtain an estimate for repairs on your vehicle (please note the Motor Insurers Bureau will only deal with repair costs of the vehicle if the other vehicle has been identified and you are not comprehensively insured).

QUESTIONS AND ANSWERS

This is where a vehicle is proceeding correctly along a main road when another car pulls out from a side road and hits the vehicle on the main road, causing a road traffic accident. Such accidents involving emerging vehicles are caused by drivers not looking properly or, failing to judge distances and speed. The driver of the car that has pulled out of the side road is likely to have failed to pay due care and attention to the oncoming traffic on the main road and will therefore be most likely to be found at fault. There may be some contributory negligence by the driver on the main road. However, the driver pulling out of the side road usually bears the most responsibility for the accident.

One of the most common injuries that is sustained from emerging vehicle accidents is a whiplash injury. However, injuries can vary on a case by case basis. Your Solicitor will obtain medical evidence from relevant medical professionals to ascertain what injuries have been sustained and when you will be most likely to recover from such injuries. 

A “head-on collision”, also referred to as a “frontal crash”, is where the front ends of two vehicles collide with each other when travelling in opposite directions.  Any road traffic accident can cause injury. However, head-on collisions are more likely to result in serious harm and even fatality to the drivers or passengers.

A head-on collision can be caused by a mechanical fault in the vehicle, such as failure of the brakes.  However, a head-on collision is usually caused by one of the drivers being on the wrong side of the road. This is often due to the driver being:

  • Under the influence of alcohol or drugs;
  • Distracted whilst driving i.e. using their mobile phone at the wheel;
  • Fatigued or drowsy;
  • Over the speed limit. 

Some of the common injuries caused by a head-on collision are as follows: 

  • Facial injuries – even if the airbag deploys, serious head injuries are common, such as facial bones becoming fractured;
  • Neck injuries – due to the force of a head-on collision causing the body to jolt forward suddenly and then coming to a sudden halt, also referred to as whiplash;
  • Traumatic brain injuries – for example, an outside force that disturbs brain function, such as a bump to the head or sudden jolt causing brain damage;
  • Cuts and bruises – from shattered glass, metal and shrapnel caused by the collision;
  • Death – unfortunately, there is a very high death rate for head-on collisions, especially if the vehicles are travelling at high speeds.

Overtaking, undertaking or changing lane collisions

Vehicles changing lanes is a common cause of  accidents. 

Very often these can result in serious or catastrophic injuries. 

The Solicitors here at What’s My Claim Worth have a wealth of experience dealing with clients who have been injured due to overtaking, undertaking and changing lanes. 

HERE IS WHAT THE HIGHWAY CODE SAYS:

You should always:

  • Signal;
  • Check your mirrors;
  • Check your blind spot;
  • If safe, change lane;
  • Turn off your indicator after making your manoeuvre.

If you have suffered injury and loss as a result of the negligent driving of others, and would like to speak to a Solicitor about making a claim on a no win, no fee basis , we can help. 

Whilst it is not an offence in itself. The highway code advises drivers not to undertake. The advice given is:

  • Do not overtake on the left;
  • It is acceptable for a car to undertake in slow moving traffic if its lane is moving faster.

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